Finance | Business Economics - A Library of Information

Most Recent Articles

[ 03/27/2018 ] Bookkeeping – Employer Provided Vehicle (Lesson 94) Advanced Bookkeeping
[ 02/24/2018 ] Bookkeeping – Other Employer Provided Benefits (Lesson 93) Advanced Bookkeeping
[ 02/17/2018 ] Return on Equity Report Analysis - How to Read the Statements
[ 02/04/2018 ] Bookkeeping – Cafeteria Plans (Lesson 92) Advanced Bookkeeping
[ 02/04/2018 ] Bookkeeping – Health Savings, Reimbursement and Flexible Spending Accounts (Lesson 91) Advanced Bookkeeping

Working Capital Management – Production and Sales Flow

06/24/2017 David J Hoare

There is no single management style to address the multitude of working capital cycles existing in the various business sectors and the underlying industries. Taking raw resources and turning them into consumer goods has […]

Working Capital Cycle

02/13/2017 David J Hoare

The college textbook definition of working capital is current assets minus payables and accrued expenses. The term explains the dollar value of flexibility a business operation has to take advantage of immediate opportunities or endure […]

Debt or Equity in Small Business – Fundamentals

01/30/2017 David J Hoare

Small business books and manuals explain the formula used to determine whether additional debt increases the return for investors commonly known as return on investment (ROI). I find this laughable in our modern economic […]

Working Capital Management – Fundamentals

01/01/2016 David J Hoare

Working capital management is a function of finance whereby management ensures adequate cash is available to meet operational needs over the typical working capital cycle. The underlying elements of working capital management include 1) understanding […]

Penny Stocks- Introduction

11/19/2015 David J Hoare

Those small publicly traded businesses with share prices of less than $5 and capitalization of less than $50 million are referred to as penny stocks. Penny stocks may trade on any of the major stock […]

Working Capital

10/20/2015 David J Hoare

Cash is the lifeblood of every business. Without cash a business operation can come to a standstill. Cash is one component of working capital, a term referring to current assets (Gross Working Capital) less payables and accrued […]

Cash Flows – Introduction

10/19/2015 David J Hoare

Insolvency is defined as the inability to pay liabilities as they come due. To meet the demand of creditors cash is required. For most small businesses there are as little as a single source to multiple […]

Convertible Debt

03/13/2015 David J Hoare

In poker, deuces are often called the wild card. You can use the card as a ‘Two’ or as any other card in the deck. In effect, you can convert the card to something else. […]

Crowdfunding in Small Business

12/07/2014 David J Hoare

The process of collecting a large pool of investors, each contributing or investing a small amount of dollars for a highly focused project is referred to as crowdfunding. The crowd is financing the project or […]

Recourse and Nonrecourse Types of Loans

04/27/2014 David J Hoare

When a lending institution loans money they mostly fear nonpayment of the debt. Often these loans were implemented due to a third party’s endorsement. To qualify the endorsement the bank may require the third party […]