Assumption of Risk

A legal concept whereby the individual can knowingly sign away his right to sue based on risk. If he signs a contract whereby he assumes various risks, then he has signed away his right to sue based on issues related to those risks.

Worker’s Compensation Insurance – A Basic Understanding

Worker's Compensation Insurance

Worker’s Compensation Insurance a.k.a Workman’s Compensation Insurance provides for the medical cost of the sustained injury and for lost wages during recovery.  In addition, if the worker sustains permanent disability, the insurance provides compensation until the Social Security Administration’s Disability Program starts.

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