Recent Articles

Emphasis on Earning Cash

When referring to cash flow, the emphasis for any small business operation should be on earning the money over other forms of acquiring cash.

Inventory – How to Finance

04/16/2013

In financing a small business, there are a multitude of tools available.  One way to finance inventory is by using the 30 day pay program with your vendors.  Another tool is seasonal payment program and a third tool is exercising a line of credit [...]

Cash Flow – A Basic Definition

01/16/2013

Cash flow is the ability of a business to turn its product or service into cash.  It is generally measured in dollars or in dollars against a time period.  The simplest example I can think of is a child selling lemonade.  The child purchases the [...]

Liquidity – What Does This Mean?

01/12/2013

In business, liquidity is defined as the period of time it takes to turn assets into cash.  It takes 20 minutes to turn the balance in the checking account into cash.  You head on down to the bank and present a check.  You get cash.  But most [...]

How to Find Investment Capital – The Vendor Connection

12/17/2012

All vendors look for avenues to expand their market share or maintain their market share.  Many times it is to their benefit to provide start-up capital to potential point of sale opportunities.  If they can assure themselves of a long term buyer [...]

Cash Counts

12/07/2012

“How are you going to pay for this?” I asked? My client responded, “I still have checks” which meant he didn’t have any cash. He had the ability to write a check but no cash to back it up. I can’t stress enough how important cash is in [...]

Cash is King – The Value of Cash Flow

11/19/2012

For any small business operation, getting cash into the bank account is critical to survival.  Without cash, the probability of success dissipates quickly.  So how do you get cash into the bank account?  There are several sources of cash: they [...]