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The most common type of financial institution chartered by the state government to hold assets of customers/members and lend money. Monitored by the Federal Reserve, banks must comply with strict regulations to continue operations. It is one of the required relationships for any small business owner.

The Federal Reserve System


No other federal government creation is more misunderstood than the Federal Reserve System.  The Federal Reserve’s primary purpose is to act as the central banking system for the United States.  Formed in 1913, the Federal Reserve was tasked by [...]

The Different Types of Bank Loans


There are many different types of bank loans, each having their own respective purpose.  All bank loans are categorized into two distinct groupings; secured and unsecured loans.  Within in each category of loans there are several different [...]